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Terms of Service

Last updated: April 8, 2026

These Terms of Service govern your use of Meridian and its services. By accessing and using our website, you agree to comply with these terms and all applicable laws and regulations. We reserve the right to modify these terms at any time, and your continued use of our services constitutes acceptance of any changes. If you do not agree with any part of these terms, you may not use our website or services.

Acceptance of Terms

Your access to and use of our website and services is conditioned upon your acceptance of and compliance with these Terms of Service. We provide educational resources and life coaching guidance for adults navigating pre-retirement transitions and personal reinvention. By using our platform, you acknowledge that you have read, understood, and agree to be bound by all terms outlined herein.

We reserve the right to refuse service to anyone for any reason. If you do not accept these terms in their entirety, you must discontinue your use of our services immediately. Your use of our website indicates your understanding that you are entering into a legal agreement with us regarding the use of our platform and all content provided therein.

User Obligations and Responsibilities

You agree to use our services only for lawful purposes and in a way that does not infringe upon the rights of others or restrict their use and enjoyment. Specifically, you agree not to harass, harm, threaten, or abuse any person or entity, nor engage in any conduct that restricts or inhibits anyone's use or enjoyment of our services.

You are responsible for maintaining the confidentiality of any account information and passwords associated with our platform. You agree to accept responsibility for all activities that occur under your account. You further agree to notify us immediately of any unauthorized use of your account or any other breach of security. We will not be liable for any loss or damage arising from your failure to maintain the security of your account information.

  • Provide accurate and complete information when registering or using our services
  • Update your information promptly if any details change
  • Comply with all applicable laws and regulations
  • Not use our services for any illegal or unauthorized purpose
  • Not attempt to gain unauthorized access to our systems or content

Intellectual Property Rights

All content provided on our website, including text, graphics, logos, images, audio, video, and software, is the property of Meridian or its content suppliers and is protected by international copyright laws. You are granted a limited, non-exclusive, non-transferable license to access and use our content for personal, non-commercial purposes only.

You may not reproduce, distribute, transmit, modify, or prepare derivative works based on our content without our prior written consent. This includes but is not limited to copying our educational materials, life coaching resources, or any other proprietary information. Any unauthorized use of our intellectual property may result in legal action and the termination of your access to our services.

Limitation of Liability

To the fullest extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use our services, even if we have been advised of the possibility of such damages. Our educational resources and coaching guidance are provided for informational purposes and should not be considered professional financial, legal, or medical advice.

We provide our services on an "as is" basis without any warranties, express or implied. We do not warrant that our services will be uninterrupted, error-free, or completely secure. Your use of our platform and content is at your own risk. In no event shall our total liability exceed the amount you have paid to us, if any, in the twelve months preceding the claim.

Termination of Service

We reserve the right to terminate or suspend your access to our services at any time, without notice, for any reason, including if we believe you have violated these terms. Upon termination, your right to use our services will immediately cease. We will not be liable to you or any third party for any claims arising from termination of your access or use of our services.

You may terminate your use of our services at any time by ceasing to access our website and platform. Upon termination, all provisions of these terms that by their nature should survive termination shall survive, including our intellectual property rights, limitation of liability, and dispute resolution provisions. We may also delete any account information associated with your profile following termination of service.